Serious problems with our legal system and its current structure

• Ireland is one of the most litigious countries in the EU, with claim frequency + costs rising year-on-year
• We pay 3-4 times more in awards in comparison to the UK and other EU countries
• There is a huge variability in awards and judgements
• An existing loophole that is not being addressed means claimants can avoid the Injuries Board and claim through private solicitors, thereby dramatically increasing costs for insurers and directly impacting insurance premium cost (it is estimated that 50k+ claims are made each year of which 30k go through PIAB)

KEY CORRECTIVE: The legal system needs to be reformed to limit our growing claim culture